Rates Subject to Change Weekly!

Rates valid from June 21, 2017 through June 27, 2017

Certificates require a minimum opening balance of $1,000.00 and IRA’s require a minimum opening balance of $500.00. Money Market and Checking accounts require a minimum opening balance of $50.00 and Savings accounts require a minimum opening balance of $25.00. Interest will be compounded every month for checking accounts, and quarterly for savings accounts. 1 and 3 month Certificates will compound at Maturity. All other Certificates and IRA’s will compound Semi-Annually. A penalty could be imposed on early withdrawals of Certificates and IRA’s. Fees could reduce earnings on the account.


CD / IRA RATES

Term Minimum Opening Balance Certificate Rates APY* Compound Period IRA Rates IRA APY*
3 MONTHS $1,000.00 0.30% 0.30% Maturity N/A N/A
6
MONTHS
$1,000.00
$500.00 IRA
0.50% 0.50%
Semi-Annually
0.65% 0.65%





12 MONTHS$1,000.00 
$500.00 IRA
0.55%0.55%
 Semi-Annually
0.70%0.70%
24 MONTHS $1,000.00
$500.00 IRA
1.00% 1.00%
Semi-Annually
1.15% 1.15%
30 MONTHS $1,000.00 1.20% 1.20%
Semi-Annually
N/A N/A
36 MONTHS $1,000.00
$500.00 IRA
1.45% 1.46%
Semi-Annually
1.60% 1.61%
48 MONTHS $1,000.00 1.60% 1.61% Semi-Annually N/A N/A
60 MONTHS $1,000.00
$500.00 IRA
1.75% 1.76% Semi-Annually 1.90% 1.91%

COMMUNITY MONEY MARKET RATES**

Interest Rate APY*
0 to $24,999.99 0.15% 0.15%
$25,000.00 to $49,999.99 0.20% 0.20%
$50,000.00 to $74,999.99 0.30% 0.30%
$75,000.00 & ABOVE 0.35% 0.35%

** A Minimum of $1,000.00 is required for Money Market Accounts to avoid a $10.00 service charge.


WALL STREET CHECKING***

Interest Rate APY*
0 to $2,499.99 0.10% 0.10%
$2,500.00 & ABOVE 0.15% 0.15%

*** A Minimum of $1,000.00 is required for Wall Street Checking to avoid a $8.00 service charge.


50+ CHECKING

Interest Rate APY*
$6.00 service charge if the account falls below $100.00 0.10% 0.10%


NO MINIMUM INTEREST CHECKING

Interest Rate APY*
$4.00 per month service charge. 0.10% 0.10%

LOW MINIMUM INTEREST CHECKING****

Interest Rate APY*
$6.00 service charge if the account falls below $500.00.
0.10% 0.10%



PASSBOOK SAVINGS

Interest Rate APY*
$3.00 service charge if account falls below $25.00. Nine withdraws per quarter free of charge. $.50 per withdraw after nine.  0.15% 0.15%

*Annual Percentage Yield